Foundations
What Is Tokenized Gold?
Understand how blockchain tokens can represent physical gold, the role of issuers and custody, and the layered risks of fractional ownership claims.
Explore guideLearning Library
Digital-Asset Learning Library
General educational guides published by the Law Office of David S. Harris for people seeking to understand tokenized gold, dollar-referenced stablecoins, custody and access concepts. Each article is written to inform your own research, not to recommend any product or strategy, and is general information rather than legal advice.
Comparison
XAU₮ and Physical Gold: Key Differences
A practical comparison of tangible bullion and issuer-described gold-token structures across settlement, storage, ownership documentation, and liquidity.
Explore guideStablecoins
What Is USDT and How Do Stablecoins Work?
The mechanics of dollar-referenced stablecoins: centralized issuance, reserve and attestation materials, transfer networks, and the difference between a peg and a guarantee.
Explore guideRisk
Stablecoins, Volatility & Digital-Asset Risks
Why intended stability is not certainty: de-pegging events, liquidity stress, reserve and compliance exposure, exchange counterparty risk, and wallet-network considerations.
Explore guideSecurity
Wallets, Custody & Private-Key Security
Self-custody versus third-party custody, seed-phrase and private-key management, address and network checks, hardware practices, and the irreversibility of on-chain transactions.
Explore guideDue Diligence
Questions to Ask Before Using Tokenized Assets
A structured due-diligence framework covering asset fit, jurisdiction and eligibility, source verification, custody, liquidity, fees, taxes, and third-party terms.
Explore guideCity Guides
Global Digital-Asset City Guides
An independent, education-first program of city pages explaining tokenized gold (XAUt) and USDT stablecoins for eligible clients. Education and enquiry only; no asset is offered or represented as available in any city or country.
Explore guideResearch Standards
How to use these guides responsibly
These articles provide general educational context about how tokenized gold and dollar-referenced stablecoins are structured. They are not investment advice, price forecasts, or a substitute for professional guidance tailored to your circumstances. They are general information; legal advice from the Law Office of David S. Harris is provided only within a signed engagement agreement.
Digital-asset products evolve quickly. Before relying on any information here, consult the current official materials published by the relevant issuer or platform, review the applicable terms of service, and seek advice from qualified tax, legal, and regulatory professionals familiar with your jurisdiction. Regulatory treatment of tokenized assets varies widely between countries and can change without notice. Legal advice from the Law Office of David S. Harris is provided only within a signed engagement agreement.
Begin the conversation
Have a specific question about XAU₮ or USDT acquisition?
If you are an eligible private client or institution considering the acquisition of tokenized gold (XAU₮) or stablecoins (USDT) and would like legal consultation regarding international matters, risk, and jurisdictional considerations, reach out to the Law Office of David S. Harris. An enquiry is a consultation request only and does not create an attorney-client relationship.